Instead of telling others to get off thier ass, why dont you start learning the necessary skills to code one up if its that important to you? If it takes you a year or 2 to do it, well hey, its a year or two sooner than if you do nothing. But your an old timer when it comes to computers, and since the "Xbox is basically a PC" it shouldnt take you a year or 2, should it?
Ive been running a 120GB WB HDD in my first modded Xbox for over a year now, its at about 20 months, and honestly, I cant tell a lick a difference in any loading times from any games. The first game ripped to that HDD, Halo, is still on there, never erased, and it loads the same now as it did 20 months ago when I installed it.
I dont see the need for one myself, and it looks like most of those in scene feel the same way, as if it were that needed/wanted we'd have it. Look at the XBMC team asking for bounties and coding beginning on DVD+Menus playback after sooo many in the community have demanded it. Take that as an example, start a fund, elsewhere of course, not on XBox-scene.com's forums, for a Defragger if you cant take the time yourself to learn the skills to code on up yourself.