thanks for the suggestions.
I ended up ordering an unlocked n95 8gb.
mp3, mp4, FM radio, games, 5Mpx camera, 2nd camera for videocalls, free GPS, free wifi b/g with UPnP, TV out, 3.5 mm audio output jack.
I get to pick it up tomorrow.
I have buyers remorse ($), and at the same time I'm really excited.