It's a known glitch using the hard drive to run the game from. I've heard where editing a ini file on the hard drive will fix it occassionally and clearing the cache in other instances....also if you watch a movie first from the main screen then load a game it's helped some, however, the way which seems to work by far the most frequent is to use an actual copy of the disc (burned or original), save your game right before it happens, load from the disc, play through that part using the disc, then save afterwards and go back to the hard drive. That worked for me, and everyone I know who's tried it. I've heard of this error while using an original disc, but I don't know of anyone it's happened to though. But, as far as I know, there is no hard drive patch yet, and as this is supposed to be the only problem with the game that's caused by the hard drive, the best thing to do is just use the disc, get by this part, then go back to the hard drive.
Hope this helps!!