The only other option would be to "split" the instal into 2 gamesaves.
I have an idea where you transfer one gamesave (MA) onto your HD so you can RUN the hack, this would install PBL, Dashboards, Fonts, some light apps.
Then you could transfer ANOTHER gamesave (not related to any 'real' game) which would contain all the apps you could fit into a single zip file, media player etc.
It 'may' be an option for later versions, I dont really like the idea of memory card installs any higer than 8mb, it doesnt make it so everyone can use it...
But then again there are some people who cannot get FTP access either, we must address these as well
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