I think banning makes them more money... if they ban a console, they still have the money, plus the user will probably buy another XBox too and start buying legit games, so they make even more money. You're a sucker for buying into Live! in the first place... just like PC, they would make it free if people didn't pay for it. It's too much of a revenue stream for them, the promotions, the demos, the video service, probably music soon too... It's like if Apple was charging for iTunes. That's why the Silver account has all the promotional stuff but no multiplayer... it's too valuable for them to be able to offer it to everyone. PSN is pretty much caught up, popular multiplatform games and first party games work just as good. MS could offer the same thing for free and make even more money... if PSN builds up a bigger network than Live! because it's free, more users will want to play on PSN because that's where their friends are. It might already have happened, a small percentage of 360 owners have an active Gold subscription, but even more casual PSN users are online, it's more attractive and less of an obstacle to get online. I even wonder how many 360 owners don't bother getting online because there's no wireless.