QUOTE(chinchillanet.co.uk @ Mar 19 2008, 01:20 PM)

well, the worst is stillt o come!
i rang M$ up a few weeks back about my mums credit card info on my console.
(i don't have debit/credit cards cos im shit with money!)
anyways, they had done to me the same as the guy a few posts up, they had renewed my year subscription, and also added the xna creators club, even though i never went near it!
BUT THE BEST BIT!? THE EXPIRY DATE ON THE CARD HAD PASSED, YET THEY STILL PROCESSED IT!
when i rang them up to find out exactly how they had done this, they explained that it isn't the credit card number they store on file, it is the account information relating to that card. So, even if your card expires and you forget about it, they can still take money from your account for "upgrades" or "renewals" whenever they like.
i reported this to watchdog recently, who replied saying this wasn't an isolated case and they were "looking into it"
so, in short, if possible, try to buy all your M$ points or live subs from a shop, rather than add a credit/debit card! at least until they let you remove them anyways
Other then your Credit card number and normal account information like Name, address, Phone #, which you provided, what "account information related to that card" could anyone possible use to charge a credit card? Explain that.
Something tells me your story is a little more exageration then factual. Credit card processing does not work that way and not even Microsoft can actually do what you claim they did.